Simple.  Focused.  Goal Oriented.  Performance Driven.

GrIP Management Objectives:

Growth: 

• SCG Market Growth TIPS

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  For investors seeking enhanced investment returns as compared to those produced by the major US stock market averages each calendar year.  The strategy is to identify intermediate-term stock market trends for the purpose of investing in and out of diversified US stock mutual funds and variable annuity sub-accounts.  Buy and sell signals are issued using SCG Market Growth TIPS (Top Index Price Signals), and are primarily based on technical indicators that measure stock market momentum, volume and breadth.   

  Capital earmarked for Market Growth may be invested in the asset categories of Stocks, Bonds or Cash via the above mentioned investment vehicles, and is dependent  on the current market environment and/or trend.  When not invested in US stocks, consideration may be given to alternative investment classes and/or categories based on their respective economic fundamentals and/or technical prospects for growth.

• SCG Aggressive Growth TIPS

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  For investors seeking to further enhance investment returns as compared to that of SCG Market Growth TIPS each calendar year.  Investment choices consist of mutual funds that are leveraged by fund management to move at twice the pace of a specific market index.  Buy and sell decisions are made using SCG Aggressive Growth TIPS.  Capital earmarked for Aggressive Growth is either invested in a single stock index fund, or a bond/cash money market fund.

   

Income:

Capital earmarked for Income is needed to pay the investor a specified amount of money now.  Capital may only be invested in Annuities, Cash or Bonds where the primary objective is principal protection.  Typically, investors will choose to establish a Cash Reserves or an Equivalent type of account.  This account must be repeatedly replenished with enough Reserves to pay the investor an income over an elected installment period, usually in 6 month to one year increments.  This allows the investor to free up their remaining capital for Growth or Preservation management if so desired.

 

 

Preservation:

Capital earmarked for Preservation is typically invested in either Bonds or Cash where the primary or secondary objective is principal protection, preservation and/or stability. Alternative investment vehicles, such as Annuities, that provide a specified level of insurance protection may also be considered.  When investing in Bonds, it is important that investors identify principal protection as a primary or secondary objective.  Bonds are debt instruments which are subject to varying degrees of credit risk.  More important, Bonds may decrease in marketable value in a rising interest rate environment.